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Debt Arrangement Scheme

If you're struggling with your monthly repayments, but feel you could repay what you owe given enough time, the Debt Arrangement Scheme lets you do just that. Find out more below.

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How could the Debt Arrangement Scheme help you?

The Debt Arrangement Scheme (DAS) is a debt management plan that was introduced by the Scottish government. Instead of juggling multiple repayments to creditors, DAS gives you the ability to deal with all of your debts via one, affordable monthly payment.  Interest and charges are frozen from the outset and are written off once the plan is successfully completed. So if you are struggling to keep on top of your debts, but feel you could repay what you owe given enough time, DAS may be an option for you.

Unlike protected trust deeds and bankruptcy, DAS doesn’t affect the things that you own.

When you apply for the Debt Arrangement Scheme through Cleanslate, we will deal with your creditors on your behalf, taking the stress out of the situation.  We will be by your side throughout your payment plan.  Recognising that your financial circumstances can change over time, DAS can be flexible too

Frequently asked questions

Meet our team

Our people have successfully helped thousands out of debt. Meet some of the team that can help you turn your finances around.

Callum McGeady

Callum McGeady

Adviser

Natalie Cummiskey

Natalie Cummiskey

Assistant Manager

Hazel Cann

Hazel Cann

Manager

Grant Morrison

Grant Morrison

Assistant Manager

Michael Gray

Michael Gray

Adviser

Gillian Ayton

Gillian Ayton

Manager

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