Scottish Debt Help & Advice
We know financial difficulties can be difficult to talk about. But once you get in touch with us, we can make it easier. We work with you to set practical and achievable goals. Let's work together to reset your debt.
Do I Qualify?
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How it works
Get started
Take our short survey to find out if we can help you. If we can't we'll point you in the right direction.
Discover your options
Speak to one of our friendly advisers about your situation. We never judge. We only ever help you find a route forward.
Choose the best option
With some guiding advice from the team, you will be able to choose the option that works best for you.
Enjoy peace of mind
Enjoy peace of mind with a custom plan that's been designed especially for you.
Debt Solutions
Problem debt is common. We try to make it less of a problem every day. Find out how below.
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Debt Arrangement Scheme
When debts become difficult to handle, the Debt Arrangement Scheme gives you the breathing space to repay your debts in full with one monthly affordable payment and interest frozen.
Debt Arrangement Scheme -
Protected Trust Deed
If you can’t afford to repay your debts in full, a protected trust deed allows you to repay what you can over an agreed period of time. Once completed, the remaining balance is written off.
Protected Trust Deed -
Bankruptcy
Often people think of the word “bankruptcy” as too serious to contemplate. However, for those that need it, bankruptcy can offer a way to get back on track and start again.
Bankruptcy
Not sure which solution is right for you?
Book a callbackMeet our team
Callum McGeady
Adviser
Natalie Cummiskey
Assistant Manager
Hazel Cann
Manager
Grant Morrison
Assistant Manager
Gillian Ayton
Manager